Warm Cheesy Bean Dip

Warm Bean Dip

5 from 27 reviews

This super creamy, flavorful refried bean dip is a party favorite.  It comes together in less than fifteen minutes of prep time and reheats perfectly at a reduced power level in the microwave.


  • 1 (8-ounce) package cream cheese
  • 2 (16-ounce) cans of refried beans
  • 1 cup sour cream
  • 1 taco Seasoning packet (either mild or hot)
  • 1 can (7 ounces) chopped green chiles
  • 1/81/4 teaspoon ground cayenne pepper (to taste)
  • 2 cups shredded Monterey Jack cheese
  • 2 cups shredded Cheddar cheese
  • 1 cup diced tomatoes
  • 1/2 cup sliced green onions
  • 1 jalapeno thinly sliced


  1. Preheat oven to 350 degrees f. 
  2. Melt the cream cheese in a large skillet over very low heat.  Stir in the refried beans, sour cream, taco seasonings, green chiles, ground cayenne pepper, 1/2 cup Monterey Jack Cheese, and 1/2 cup cheddar cheese; cook until smooth and slightly melted.   Spoon into a 9×13 casserole dish and top with the remaining cheese.
  3. Bake for 25-30 minutes or until cheese is melted. Serve with tortilla chips.


  • Shred your own block of cheese.  It is so much tastier and does not contain cellulose.
  • You can use traditional refried beans or fat-free refried beans.  They both work out well and are delicious.
  • For optimal flavor, we prefer the full-fat cream cheese and full-fat sour cream in this dip. But by all means, if you are on a low-fat diet, you can certainly use the others, and they will blend well and taste good.
  • If you don’t have taco seasoning, try making your own with chili powder, cumin, salt, garlic powder, and onion powder.
  • Use good sturdy chips for this recipe, as it is a really hearty dip with lots of gusto.
  • Top with tomatoes, red onions, guacamole, jalapenos, black olives, green onions, and cilantro.
  • Make this recipe up to 2 days in advance. Prep up to the point of baking but don’t bake. Cover with plastic wrap and store in the refrigerator. 30-40 minutes prior to baking, remove the dish from the refrigerator and warm it to room temperature. Bake as directed.
  • This Warm Bean Dip recipe makes a lot, so if it is just you and the family for movie night, then you may want to cut this recipe in half.
  • Make this dip in a crock pot and keep it warm for hours for all your party guests.

Keywords: how to make bean dip, bean dip recipe, easy bean dip recipe

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